What Is Chime Bank $100 Sign-Up Bonus?

What is Chime Bank $100 bonus? Chime Bank is changing the way people feel about online banking and helping their customers get ahead in more ways than one.

Chime Bank partners with you to allow both to earn money when you use Chime Bank services while charging you nothing.

Learn more about the Chime Bank $100 Sign-Up Bonus below.

What Is Chime Bank?

What is Chime Bank? Chime is a digital bank that uses a mobile app to provide FREE financial services. Chime bank charge no monthly fees. This includes no minimum balance requirement, no monthly fees, no maintenance fees, and even no overdraft fees.

Account holders are issued debit and unique-type credit builder cards to access the online banking system through the mobile App (Android or IOS) or Chime.com. All deposits are FDIC-insured up to $250,000.

Chime Bank offers a feather that allows account holders to access direct deposits and transfers into the account to post 2 days early. That means account holders have access to your money sooner. 

What Is The $100 Sign-Up Bonus?

Chime is a free online bank that offers a $100 referral bonus if you open a new Chime account using a referral link.

The process should only take you a few minutes to complete, making this well worth your all trouble. $100 in less than an hour is nice to work if you can get it.

Ok, what is the catch? There is not one as far as I can see. Here is the 3-step process:

1. Open a new Chime bank account using my referral link (CLICK HERE)
2. Make a direct deposit of $200 or more within 45 days. 
3. The $100 bonus will be posted to your account within 2 business days once accepted.

That has to be one of the easiest bank account bonuses out there. You can actually earn a substantial amount just from referring Chime Bank to friends and family. You can currently get $100 for every person that you refer to Chime, up to $1,000 per calendar year.

Once accepted they get their own referral link to do the same. How many friends do you have? How many people are in your household?

As a Minimalist I love Chime Bank’s simple App and website. I also loving not paying any fees and that makes it easy to referr others.

Is Chime Banking Safe

Chime is a Fintech company, which means that it has a really good mobile app, safe and sucre. After using the mobile App I found it very fresh and modern. It’s really nice.

The online bank is as safe as any old bank. The difference is they don’t opperate out of traditional buildings and they can only be accessed by App or computer.

With that out of the way, online banking is not perfect and can be more suceptable to other problems. Without brick and mortar buildings customer service can be spotty.

Online banks can go offline. Online banks are not perfect, even with almost impenetrable security, hacking and identity theft is numerically possible.

To immiminate these possibilities practice the same precautions you would with brick and mortar banking. Choose a reputable bank with top notch security like Chime Bank.

Avoid banking on public WiFi. Be very careful with your debit card. Change passwords regularly. Last but not least get idenity theft protection.

Conclusions

What is Chime Bank $100 Sign-Up Bonus? This is Chime Bank’s way to introduce new people to the world of online banking.

Since it is toatally free they have nothing to lose and nothing to manage. You can literally keep your new account open forever and earn money introducing new people to Chime Bank.

The entire process to earn the $100 bonus orver and over again is fast and painless. More importanly you will be introducing people to a world class bank and banking services.

I run a few online businessess and referring people to a great online bank like Chime Bank earns me a few coins and makes me feel good.